From a first starter home to a long-loved family house, explore how RitzHaven puts together home insurance around your property, your belongings and your priorities.
Your home shelters everything that matters to you, so it deserves more than a quick glance at the paperwork. RitzHaven plans are designed to help with the structure of your home and the things inside it, based on the terms of the policy you choose.
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A first-time buyer, a growing household or someone who just finished a renovation — everyone's needs look different. Tell us about your home and we'll talk through plan options that reflect your situation.
Understanding your policy matters as much as having one. We explain limits, deductibles and exclusions in everyday language, so you can see what a plan is designed to do and where its boundaries are before you decide.
Damage to your home is stressful enough. We walk you through how reporting a claim works, what information to gather and who to speak with, so the process feels less like guesswork. Outcomes depend on your policy terms and the details of each claim.
Share a few details and a team member will follow up to discuss your options. There's no pressure to move forward — review what's included and only sign up when it feels right.
These extras aren't for everyone, which is exactly why you get to choose. Ask us whether any of them make sense for your home.
May help with damage from a sump pump failure or a backed-up drain, subject to policy terms.
Designed for jewelry, art and collectibles that may exceed standard personal property limits.
Can help with certain mechanical or electrical failures in home systems and appliances.
Worth discussing if rebuilding costs in your area could rise above your dwelling limit.
Add-on availability and terms vary by state and policy.
Share a few details and a team member will walk you through your options whenever you're ready.